Stamp duty calculator for buy-to-let
Stamp duty land tax (SDLT) on a buy-to-let, or a purchase through a company, in England and Northern Ireland.
Work it out
Most landlords answer Yes: the higher stamp duty rates apply if you'll own more than one home once you've bought, or if you buy through a company.
Stamp duty land tax (SDLT)
£8,000
The rates
Each rate applies only to the part of the price in its band.
Under £40,000 the higher rates don’t apply, so a property that cheap pays no stamp duty.
| Part of the price | Another home, or a company | Your only home |
|---|---|---|
| Up to £125,000 | 5% | 0% |
| £125,000 to £250,000 | 7% | 2% |
| £250,000 to £925,000 | 10% | 5% |
| £925,000 to £1,500,000 | 15% | 10% |
| Above £1,500,000 | 17% | 12% |
Buying through a company
A company pays the higher rates, and that’s what the calculator shows. There is also a flat 17% rate for some companies buying a home for more than £500,000, but a company that lets the property out can usually claim relief from it and pays the higher rates instead. Check your case: stamp duty for companies, on GOV.UK.
What it doesn’t cover
Scotland has Land and Buildings Transaction Tax, and Wales has Land Transaction Tax. Buyers who aren’t UK resident pay a further 2% in England, which the calculator doesn’t add.
The rest of the deal
Stamp duty is one line of a deal. Check the money, free: the cash flow, the yield, and the lender’s rent test, from the price and the rent.